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Better Tomorrow Ventures

BTV leads rounds in pre-seed and seed-stage fintech companies globally.

San Francisco, CA, USA

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Description

Better Ventures (also known as Better Tomorrow Ventures or BTV) is a leading early-stage venture capital firm based in San Francisco, specifically focused on FinTech innovation. They act as a high-conviction partner, often leading or co-leading rounds for founders who are building the next generation of financial infrastructure. Better Tomorrow Ventures primarily invests at the Pre-Seed and Seed stages. They are comfortable being the first institutional check and often partner with founders at the "Day 0" stage before significant revenue or scaling has occurred. As a venture capital fund rather than a cohort-based accelerator, BTV does not have a "class" application or a fixed-batch deadline. 

  • Method: Founders typically connect through professional referrals or by reaching out directly via their Official Website.
  • Focus: They look for technical and visionary founders solving massive problems in global financial services, including vertical SaaS, payments, lending, and insurance. 

Eligibility

  • Sector: Exclusively FinTech. This includes banking, credit, crypto-infrastructure, real estate finance, and tech-enabled financial services.
  • Geography: Primarily United States based, though they have a global mandate and have invested in international markets like Latin America and Southeast Asia.
  • Traction: For seed rounds, they look for strong product insights; revenue is not always required for pre-seed investments.

Process

The firm employs a concentrated investment strategy: 

  1. Founder Evaluation: They prioritize the founding team’s pedigree and their "unfair advantage" in the fintech space.
  2. Conviction-Led Diligence: Their process is rigorous but fast, focused on the scalability of the business model and the size of the total addressable market.
  3. Lead Investor Role: They typically lead the rounds they participate in, providing the term sheet and helping the founder fill the rest of the syndicate.
  4. Active Partnership: Post-investment, they provide hands-on help with hiring, regulatory strategy, and subsequent Series A fundraising.

What an Applicant can Obtain

  • Capital: Access to significant institutional capital from their latest funds (e.g., their $225M Fund II).
  • Operational Support: Direct access to partners who have successfully built and exited fintech companies.
  • Brand Value: BTV is a "signal" investor; their involvement often makes it easier for founders to attract top-tier talent and future VC interest.